The extra cost to do two separate loans will be worth it, especially if you do not want to be stuck with the loan for a long time. 

Living in one unit and renting out the others could offset a significant portion of your mortgage, giving you extra breathing room as the sole income earner.

Section 8 can be very profitable if done the right way, at scale, by an experienced operator, but I think it's one of the hardest strategies to start doing because of tenancies and government involvement.Most new people just think it's an easy government check and there is nothing that could be further from the truth.

It’s all about what will draw guests in and make them choose your listing over others.2️⃣ Standout Amenities: Rentals that offer something extra, like a hot tub, game room, or eye-catching design, often attract more bookings and higher rates.

Truthfully, a top lender won't have the time to deal with someone shopping around.

After adding an extra bedroom and bathroom and rehabbing the house, I was well over budget.

This is truth, this is the data you need.

Requiring occupant to have renters insurance is another possibility for extra protection.

I looked into the maintenance option years back to discover a trend of:  apx. 8% monthly fee which only included rent collection (everything else from maintenance to turnovers etc, extra, and poor reputation on repairs.)

I think the big question is how badly do you want to keep the extra $50k liquid?