I find properties on the mls and send them to the agent with the offer price.

Investment Info:Townhouse fix & flip investment. 109 W 132nd St, New York, NY 10027, is a meticulously renovated brownstone townhouse situated in the heart of Harlem.

Use tools like the BiggerPockets calculators to run the numbers and ensure the properties align with your investment goals.## Financing OptionsFor Hard Money and Private Lender financing, it's crucial to build relationships with local lenders.

The lessons you learned the hard way in 2008 will be invaluable now, and it’s great that you’re aiming to stay small-scale and within your comfort zone of Sacramento, which gives you an advantage of knowledge in that market.Given your experience, I'd say start by focusing on three key areas to build confidence and minimize risks:Budget Control: Over-renovating was one of the big mistakes you mentioned.

Whether it’s sprucing up a property with a few renovations or doing a full-scale flip, a good contractor can make all the difference.

I own one rental property with a mortgage of $3,400 and rental income of $3,300.

He was contracted to help me finish a renovation for almost $45k.

New Jersey property management is pretty bad overall.

Are you planning to rent the entire unit at the 2nd year mark? 

Nevertheless, if the RAD investors  actually had loans  collateralized against property they would be in a much better position.