The lender did everything wrong in this situation and now are paying for it.Now they are trying to sell the loan at a slight discount (oh did I say its a 0% interest loan and they jacked up the UPB of the loan instead of adding interest) - again another rookie mistake. 

We've considered offering a discount for doing so but so far we haven't because for the most part everyone pays on time with no issues.

I don't hold them in my portfolio but I do wholesale them to other investors since the discounts are deeper.  

I wouldn't discount that credit report.

Your value is, to provide sellers that don't want to list, with a way to get cash for their house and provide buyers with discounted off-market properties they can buy to make a profit on.I am not saying it is not possible to wholesale from the MLS, but it seriously defeats the purpose.Focus on becoming the person/company that offers the most and best value and you will succeed.

I’ve learned a lot from BiggerPockets and am eager to apply that knowledge to build relationships with investors looking for great deals.Right now, I’m focused on finding cash buyers who are interested in discounted properties.

Do the Airbnb discounting, price a little under market, make sure your cleaning fees are at or below average, looser cancellation policies will all help.

I’m trying to sell it at a discounted rate just to get out, but having no luck.

@David To  Yes she has been paying me a discounted rate we agreed on in March.

This math implies that the property is being purchased at a 14% discount to current market value.