![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1309087/small_1694662611-avatar-brandond175.jpg?twic=v1/output=image&v=2)
23 January 2025 | 39 replies
Was the business credit enough to put towards a deal?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3138764/small_1738373215-avatar-dylanwebbnepa.jpg?twic=v1/output=image&v=2)
5 February 2025 | 4 replies
Home Equity Loan (HEL) or Home Equity Line of Credit (HELOC) – You could tap into the $150,000 in equity to secure a $30,000 loan.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3174063/small_1737740802-avatar-jacobr493.jpg?twic=v1/output=image&v=2)
26 January 2025 | 5 replies
-------------------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2717582/small_1736642302-avatar-abhishekw1.jpg?twic=v1/output=image&v=2)
23 January 2025 | 4 replies
It's mostly Class A properties, a few Class B.You may find the below copy & paste info useful in addressing your question:----------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2829434/small_1738692885-avatar-chrisc1583.jpg?twic=v1/output=image&v=2)
7 February 2025 | 11 replies
I got a PA for 300k/FHA loan. 720+ credit score, 75k cash, and good income.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3177261/small_1738310079-avatar-stevet310.jpg?twic=v1/output=image&v=2)
7 February 2025 | 7 replies
When you say that you will "screen" prior to showing, does that mean a full application with backrgound and credit checks?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/558026/small_1621492549-avatar-davidr181.jpg?twic=v1/output=image&v=2)
7 February 2025 | 13 replies
HELOCs on investment properties can be tricky since many traditional banks don’t offer them, but some lenders, and some local credit unions might be worth checking out.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/457813/small_1694952074-avatar-mikes140.jpg?twic=v1/output=image&v=2)
2 February 2025 | 9 replies
Further context, I have zero debt, high 700s credit score, one other investment property here locally. 175k in cash available, looking to do DSCR loans or cash and then refinance.Peoria, Illinois- Great need for lower income housing, market appears to have many options.Lawton, Oklahoma- Looking only at extremely cheap properties, as it seems it’s not terribly hard to find renters.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2880901/small_1700690614-avatar-aaronw454.jpg?twic=v1/output=image&v=2)
11 January 2025 | 7 replies
You are allowed to charge for ALL damages beyond ordinary wear-and-tear.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1124844/small_1694569285-avatar-veronicac25.jpg?twic=v1/output=image&v=2)
4 February 2025 | 7 replies
•Use business credit or 0% interest credit cards strategically—just be careful with repayment timelines.Next StepsThe biggest thing you can do right now is surround yourself with experienced investors, agents, and lenders who have done what you’re trying to do.