Converting a traditional IRA to a Roth triggers taxes on the converted amount, so plan accordingly.

Maybe I could convert my garage to a movie theater or something?

I think more and more people have become "users" and take a mile after they've given an inch.

I really like having multiple opportunities to make income from 1 property, including a worst scenario of converting all the units to LTR. 

It goes over your floorboards.2. use small tiles (1 inch square or smaller) for the floor surface.

Is it possible to convert the family partnership to tenant in common B.

Rufo, so you are violating the HOA rules so I don't think they would cover anything if it is the fault of your guests.This will eventually catch up with you and could result in some big fines so maybe think of selling this or converting to a LTR instead.

Which is why you may want to consider starting in multifamily and convert them to airbnbs which is what I did for a while.Best of luck to you. 

I recently converted my home into a STR.

@John BowensAre you loaning from a pre-tax 401K or did you convert to Roth and then loaning from there?