My goal for next year is scale and acquire at least 5 more properties (preferably multifamily).

The goal is not to be over leveraged but to base you use of leverage on your personal cash flow commitment.

With 20 years of experience managing 30+ long-term rentals, a few STRs, and running a property management company in Central Florida, I’ve learned both have their place in a portfolio if you diversify based on your risk tolerance and the timing for your goals.

Vanessa, If you choose the seller financed route, you could potentially continue investing under the bank's stringent debt-to-income radar, so to speak.

The biggest issue is that forgetting to assign a location or choosing the wrong one can mess up your balance sheet, leading to inaccuracies.

I have a goal of purchasing a small multifamily this year, so I want to start making the steps to make that happen.

My ultimate goal is to house-hack this deal as well. 

I will have to go over everything of what I want to do, and then have a talk with her to see if her goals align with mine.

I think another factor here in determining whether its a good investment is your age and your goals. 

Going to property tours inspired me to obtain my real estate license in the state of Georgia; and look further into property investing and helping others achieve their real estate goals.