My professors favorite quote was "now using basic elementary calculus, you can see how I got this answer."

I would much rather deal with a person who still has options than one who is incapable, because at that point I think your legal and moral calculus shifts.

I think where this post falls short is it doesn't understand the calculus that goes into a firm like mine deciding to pursue a person individually.

For a fix-and-flip or income properties, I would guess that the calculus for the property owner than if it were an owner-occupy situation.good luck, hopefully somebody with experience in your debacle will lend some suggestions!

It's not all just about dollars and cents, risk exposure is paramount to keep in calculus, and in-put for out-put ratio.

Seems to me that's a significant part of the decision calculus.

I'm not stuck in Analysis Paralysis, because we've been writing offers frequently - but at what point do you accept the change in your mental calculus to increase your budget?

Part of the calculus here was the contraction in cap rate premiums over cap rates observed in the office sector.

Of course this calculus is personal to each individual, but I'm curious what your thinking is towards this issue.

My thought was that I could offer him a deal that would take the whole thing off his hands in exchange for a discount on his note, and then I'd own the risk and reward calculus of either getting the owners to cure their default on the note, or complete the foreclosure that was already in progress and repossess the assett.