Typically a cost seg can provide a ton of benefits to accelerate depreciation on pieces of the purchase that wouldn't usually be allocated out under normal circumstances. 

The right allocation? 

Assets identified in this study include:Permanent Fixtures: windows, doors, bathroom fixturesStructural Components: Roof construction, drywall, wood framingBuilding systems: water heater, electrical distribution, HVAC, plumbingInterior Construction: Wood flooring, stairs, ceramic tileThis engineering-based cost segregation study included the following methodology:Physical Inspection through a site visitDocumentation review including architectural plans, accounting records and construction documentsA cost analysis which utilizes engineering principles in order to allocate costs to their applicable asset classificationsCalculation of the depreciation schedule using MACRSAs a reminder, bonus depreciation started to phase out in 2023.

A helpful tip is to create a budget that allocates money for both savings and guilt-free spending.

Here's how you should allocate your time (and in this order)1. 99% of time developing your business plan/idea2. 1% of time thinking about the LLCMany people get caught up on the purpose/use of an LLC and don't spend enough time thinking about how to make money. 

Stuart, I want to be difficult to allocate for privacy concerns as I have other property attached to that LLC.

So the HOA is only allocating $12k to reserves and not the 10%.

There are allocation methods allowable in order to do this.

Quite a steal and they get snatched up pretty quickly but if you crunch the numbers, even with the high interest rate you get pretty close to cutting even on your rent (after you allocate X amount to unforeseen property costs)

When someone presents to "tap" Private-$ we want to do as little thinking as humanly possible, that's to say the burden is on you the proposed borrower to present a complete, detailed "pitch" outlining the allocation of every cent, contingencies, time-lines, data supporting each action item.