If that’s not done BEFORE you submit your package it won’t be counted for your affordability test.  

Can you afford to have zero possibility of a tenant for those months that you don't have it listed?

I’m a family man also with a couple teenage kids,, I feel if I can get more properties now, it’ll help my kids to own & live in one of those properties that they wouldn’t be able to afford 1,2,3, or 4 decades from now when I am gone..

Has that helped your insurance affordability?

But I don't think you can afford it unless you're prepared to come out of pocket each month for holding the asset.In regard to operating expenses, consider PM, maintenance, true capex based upon the actual life-left of the components and upgrade timelines, vacancy, common electric and accounting.

They also tend to offer good cash flow relative to their cost, especially in areas with high demand for affordable housing.

@Steven RossiBaltimore is a strong market for single-family rentals, offering affordability, high rental demand, and value-add opportunities.

Here are a few innovative strategies that have been game-changers for my portfolio:- Co-Living Spaces: With affordability concerns rising, co-living setups are attracting young professionals and students.

But normal Italians can't afford to pay the figures you would need.  

For smaller things, like keys, I’ve also used services like Sendle or Pirate Ship for easy, affordable shipping.