You might use the BP deal calculators to help you get over the hump and pull the trigger on a deal.

I'm thinking NO but I don't want to lose the house because I can really see us being happy there.

Wondering if you have managed to finance your investment from a local bank in US. Being

That $70k seller-financed may help get your buyer over the down payment hump.  

I have some limited access to cash, but in the "analysis paralysis" phase and hoping to get over the hump soon. 

I thought it would be appropriate to post in the rehabbing thread as that has been my main specialty for all these years, although I have utilized many other investment strategies and will continue to do so.So with that, if you have any specific questions on rehabbing, sourcing deals, numbers on deals, how to get over a hump, or whatever rehabbing question, do ask, hopefully I can answer it for you here.Happy investing to all!

We had one lender tell us that 2yr minimum of rental income only or nothing would count, where we tried another lender who took what we collected so far and averaged it over 24 months - and that helped us get over that hump. 

@Dave Charron, I do not always fixed settling floors and have a rental with a very noticeable hump in middle of house where main support beam is, then slopes down toward exterior walls.  

Or not at all one you got over the hump?

DM me and I can give you a referral  if you have not resolved the lending issue by now.Good luck.P.S FYI you might likely have to form an entity(LLC) to get over the hump if you source my referral.