Some could disagree as getting all cash and putting it in the stock market would yield a much higher return than the rate on a loan.2.

Quote from @Olga Daisel: @Dan ZambranoHow is your stock trading?

I am at 1757% less this year in stocks as compared and I thought that was great.

I guess that is why so many people buy lottery tickets, to have a little nicer car to drive to work....I grew up watching my mom carefully invest in stocks that she held for decades and built a nice portfolio with, I could never understand people who would get a bonus and spend it rather then invest it.  

Bank accounts, stocks, all assets. 

Stock markets have fallen also.

Would you be better putting the $100k in the stock market, or in a treasury bill at 4% or do private lending at 10-12%? 

Over the past two years I've been averaging around 25 to 30% on these, a year since as interest rates Rise this causes an increase in the BDC's net interest margin or profits, so you get capital appreciation of the stock price plus 12 to 14 per cent year dividends paid out.

If I knew that I wouldn't be here, I'd day-trade on that information (stock ticker $MBB, for example, it's an ETF, so it functions as a stock, you can short it, or buy puts, etc) and be a billionaire well prior to Q1 2025!

@Mark K.PPR ran through 2008-2009: the 2nd largest market collapse in the bond market, real estate and the stock market.