Found several others affected by this individual.

From there every 20 point increment affect pricing differently.

There's a decent jump in rate from 75% to 80% LTV which also affects cash flow...I can't imagine that anything above 80% would be feasible. 

A default by one co-owner results in a foreclosure on only the defaulting owner’s share, and does not affect the other co-owners.- Both Sterling and Bank of Marin offer financing to TIC developers for acquisition and renovation of buildings that will then be converted and sold as tenancy in common.

Those conditions don't exist any more, and the government has the right to regulate land use to try to prevent the current conditions from repeating. 

How do you think government layoffs and DOGE will affect the rental market?

I don't know a single person affected by tornado in Dallas while we have had them and I have seen the destruction.   

Diversification into multifamily also lowers risk compared to a single rental, as vacancies won’t affect your income as drastically.3.

Credit score and loan size can also affect what rate you may find. 

I want a good turn key property that can be set up with a management company and I would like to repeat this process at least two or three times this year.