If you're familiar with stock options, this is exactly how call options work, although they only go out a max of maybe 27 months or so.My questions are a bit numerous, but I've ordered them roughly in order of importance for me: -Is this legal?

We are well visited for our 3 tier 1 universities, the research triangle park, travelling educators and nurses, and students.

Our market in Memphis, TN, offers numerous hidden opportunities.

I even named them the #3 non-seasonal market in the US today in our BiggerStays weekly newsletter here based on numerous metrics.

I wouldn't call that a true "DSCR Loan" - especially considering that a ground-up construction property won't have any cash flow so DSCR would be negative or 0 numerator if you'd try to calculate it

I can give numerous examples of California investors I know losing money from buying in "cheaper cash flow on paper markets."  

Sometimes it's ambiguous, but even then, why should I bother with the company that has numerous unresolved lawsuits, versus another company that is virtually the same but has none.

My flipping territory is a triangle from Tahoe to santa rosa to Monterey.

On top of that, we’ve secured numerous deals with 0% interest through seller financing, which has been a game-changer for cash flow and long-term profitability. 

There are numerous value adds such as traditional rehab, development, change of zoning, TIC, etc.