When I evaluate the options, house hacking consistently offers the highest risk-adjusted return, 10 times out of 10.That said, it seems like house hacking might not align with the lifestyle you envision: “I can’t afford a place with enough bedrooms in a single unit in the areas I want to live.”

It's a great way to get started if it fits your lifestyle.

If it's possible to buy a house hack there that can make sense with your lifestyle, it's worth looking into.

Also what type of lifestyle are you trying to maintain-a simple one or one where you go on exotic vacations every month?

My wife and I do have a fairly modest lifestyle.

That being said, you definitely want to reduce your lifestyle at the moment and use all your income to attack the debt.

If you are looking for ways to find people to network with, I would suggest joining a real estate investment club such as Lifestyle's Unlimited, they have over 55,000 members. 

Beside looking at the numbers think about your goals, time, energy, and lifestyle to manage any investment.

It is right on the muni bus line, and there is no need for a car when you can easily walk a block or two to so many amenities.For some people, co-housing is a lifestyle choice.

Every market is different, skills are different, location matters, proper due diligence matters and your individual lifestyle even matters.There are millionaires who live very humble lives and you would never know they were wealthy.