Quote from @Stacey Wells: Hey everyone,I’ve been researching different funding options for real estate investments and business expansion.

The developer and his funding source went to battle..

After funding 2,000+ loans across the country I know most lenders will have issues with these 2 things.

If funding is an issue, you do have some options.

In short, I can afford the additional $1100/mo cost of a second house, even until I rent it out.I have around $35K in HYSA and emergency funds that I could use for a down payment, but that's less than 20% which would be required for a conventional loan, assuming full purchase price.

You’ll face hurdles like maintaining a steady deal flow, securing funding, managing renovations efficiently, and optimizing your exit strategies.This guide highlights key strategies for investors looking to transition from single deals to a scalable, volume-based distressed property investment model.1.

I asked her to send me proof of funds and a bio.  

In 12/12/2024 Versity is being sued in a 56 million dollar lawsuit against them.Here is a summary:https://casetext.com/case/khca-funding-llc-v-versity-invest-...Blake Wettengel, associated with Versity Invest, LLC, has been implicated in a lawsuit filed by KHCA Funding LLC and Knights Hill Ireland II DAC.

Is it doable - yes but you will need to go to a lender who probably uses their own funds vs. an instituational lender as they will not like 2nd position nor the low amount.

@Chad Chase - I think funding a fix and flip with a HELOC from a primary house could work.