I am a Junior Accountant in New Jersey, and I became interested because I want to achieve the financial freedom I've always dreamed of for myself and my family.

It would be considered 2nd lien, junior position.

We inherited a tenant who is month to month, but actually has 4 people in their unit as well (Mom and 3 Junior High/High School age kids).  

Junior

I wanted juniors and seniors, but now I have some sophmores, so my turnover might be better next summer.  

I wouldn't be afraid to ask if there's a junior agent in their office they can refer me to that has more time.  

A junior-lien-holder's interest in the property is lost, but the junior lienholder can still sue you personally on the promissory note, thus not wiped out.

I am a 26 year old Army Veteran and Junior in college, very interested in using my VA loan to purchase a duplex and house hack, live in one unit and rent the other, as my first real estate investment.

If you are lucky, there are no other junior liens that will cause issues, that you/your agent should have known about before making an offer, in order to structure your offer properly.

We also have parents as co-signers, and that helps preclude neglect when the parents know they're also on the hook if little Junior destroys the place.