@Scott Hollister he was easy to find among the 600,000 BP'ers not many with that last name :)Thanks for the link.

I sincerely thank you for accompanying me on this little journey, friends, for the lending of a sympathetic ear is counted among the finest things on earth. 

How should I cast the net with my mortgage search among the different banks I have access too? 

@Vincent Gamboa REAPS is the largest nonprofit REIA on the West Coast and among the top in the nation.

And it would also depends on types of properties being purchased where 20%  could be a couple of thousand and not ten thousand or more.Remember that the folks that are able to do those deals have also been at it for awhile and have built up their credibility among the investor community.

Although the specific interest(s) that underlie a criminal history policy or practice will no doubt vary from case to case, some landlords and property managers have asserted the protection of other residents and their property as the reason for such policies or practices. 23 Ensuringresident safety and protecting property are often considered to be among the fundamental responsibilities of a housing provider, and courts may consider such interests to be both substantial and legitimate, assuming they are the actual reasons for the policy or practice."

Even regular Yellow Letters are losing their effectiveness among the droves of newbies trying to get started.

The company is much smaller with no commercial division and only one office that does property management among the 9 locations in the area... 

West Ogden is among the most heavily stigmatized neighborhoods in the city, but is not nearly as bad as people think. 

Know when a top 10% good deal (among the chaff) comes along and move quickly.