We're exploring creative ways to provide him with the cash needed for the down payment while avoiding triggering a taxable event.One strategy we're considering is purchasing his future primary residence ourselves, making the mortgage payments, and then, once we've built enough equity—comparable to the appraised value of his rental properties—transferring the title to him as a form of exchange.What are your thoughts on this approach?

Also, explore creative financing options that might balance your partner’s limited credit/cash flow without putting all the risk on you.If you're attorney can't clearly articulate this, maybe it's time to find a new one.

That’s okay—what’s important is understanding the "why" behind your investment decisions.While your accountant’s suggestion is a great starting point, make sure investing aligns with your own goals and situation—not just because someone else is enthusiastic about a particular strategy.

Investors might want to start exploring smaller cities or less-saturated markets poised for population and business growth.

I work in tech and she just started a new job here for the state. 

Hi @Kenyatta Barthelemy good for you on your start! 

Alternatively, I could explore hard money lenders.

I think your starting point is off - way off. 

With the equity you’ve built and the cash you have, you could also explore a HELOC or refinancing to open up more opportunities.

I am getting started in real estate investing soon, and I want to plan for the best course of action.