Maybe volunteer for habitat for humanity and go swing a hammer for a few afternoons and build a house for some underprivileged family???

So we created our system of fully designing homes before we ever swing a hammer on a project.

My contractor has gotten impatient waiting for him and has started taking matters into his own hands (he did the jack hammering of the floors which my plumber said had "complications" and would "take forever to get through"). 

But leverage is a useful tool, just know when to use a hammer and when to use a screwdriver.Totally agree.

Maslow's Hammer for all the restoration companies you've reached out too.  

I'm curious when you were planning commissioner, how long did these land swap deals take to hammer out?

That's why I would target them a week before foreclosure sale and put all effort on homes that were all but certain to go off the hammer. 

Subject To isn't by it's nature fraudulent, it's just the hammer the attorney will use to try to win his case.

You and this private person you met hammer out the details of the loan at the kitchen table so to speak and you seal it with a handshake and your reputation that this Private Person already respects or whomever introduced has vouched for you.But if a man opens a lending company tomorrow with 50 Million of his own capital and he checks in on the HML market to see what it bears and he copies his products and UW guidelines and now is he PML or HML? 

But I actually like using screws for the first (or maybe first 2) holes, because sometimes when using a hammer like we used to, the hanger can move a little and then you have issues.