They were referrals and the business started to grow simply because I had a competent team that was responsive and looked out for the owners' best interests.

Sri,Are you a General Contractor/Builder or are you simply looking for financing to build a 2-4 unit?

Has anyone had experience with this - in other words - can she simply decline the charge without the credit card company reaching out for investigation into the matter?

Is there some reason that you or the company simply don't discuss what happened and use this as an opportunity to turn a negative post into a positive one for the company?  

Finding a good tax professional familiar with real estate investments is simply a good investment.

I was simply reaching out to people in a thread and introducing myself and now I'm banned....can you please help?

The seller not necessarily settled, Seller simply took the only offer they had.

That's simply not true.

., to be honest, if you can't simply explain it in a post, you have already lost a vast majority of investors.  

Most Heloc rates right now are around 7.75% to 10% so if you look at your blended rate between your fist and Heloc you would be better off doing a cash out refinance.A lot of people forget or simply do not know that if you do a cash out refinance the rate does go up but in 12 to 24 months if you do a "rate and term" refinance you can get it back down fairly close to where it was at prior.