Any recommendations for something that will last for awhile? 

We recently relocated to Phoenix last summer and I'm starting to look for recommendations for local credit unions here in Phoenix which are trustworthy, low rates, personal touch, easy/simple to work with, etc. 

We would appreciate recommendations for either insurance companies and/or agents. 

I have two that I could recommend.

It feels like the focus has shifted from creating value to chasing quick payouts, with little regard for the end buyer.

Does anyone have a recommendation of a national collection agency that is effective?

A good real estate accountant can save you thousands of dollars by leveraging entity selection and formation, tax deductions, cost segregations, bonus depreciation and tax planning.I recommend finding an accountant who specializes in real estate taxation, business taxation, financial planning and tax planning.You should also consider working with your accountant remotely to expand your options.I would also recommend looking for a accountant willing to work with you throughout the year.

We currently use triple sheeting for our short-term rental properties, but we're exploring other options that might be more cost-effective for our investors without compromising guest satisfaction.I'd love to hear from fellow property managers—what do you use and recommend for:Bedding materials (sheets, blankets, etc.)Mattress encasementsDuvets vs. triple sheetingAny budget-friendly yet durable options you've found successfulWe’re aiming to balance affordability, ease of maintenance, and a high-quality guest experience.

@Rosmery Then PM me if you still need a few contractor recommendations. 

If you can find an investment that pays for itself, you won't be so nervous about investing.I also recommend you educate yourself on how to manage well.