What if you turn on water and it goes everywhere.

I suggest finding an online bank that gives high interest rates.

I currently don't show income and just left my other place of employment. I am self employed but want to build a spec home using the equity in my house as collateral. I currently have about 420k in equity. Are there o...

do not use a line of credit for a down payment. 

With the above said we have a 75 acre country subdivision coming online this spring.  100% cash.  

You lose because there are many other suckers out there falling for the same line and sharing the same low-quality leads that don't translate into sales.Do the math.

Your margin for error on a house that is valued under $100k is so tight.

I could be wrong or out of line, but I feel like this is a field where you really need some good expertise/experience to know how to address the variety of crazy situations that will come up.

That's the reality I and my "troops" see from the "front-line" every day. 

A cost segregation study was performed on this single family home in Iowa City, Iowa with a depreciable cost basis of $649,900.