They focus on safety issues, such as wood rot, water damage, and structural integrity of balconies and decks.

In a slow market homes sit and rot, they are on the MLS forever and the longer it sits, the lower the price goes to find the sweet spot for just the perfect buyer.

Quote from @Jaša Rot: Hello Marshall,thank you for your reply.my idea was to sign a trust deed and promissory note with the borrower so that the loan is secured by collateral.

Pics 1-3, unpainted area near gutter is asking for wood rot.

These include accidents (I recently had 2 units destroyed by fire), natural disasters (I have had two units each hit by 2 hurricanes), property management turn over (they sell or stop being as good, I have experienced both), or turn over of team (I am turning over at handyman and I suspect plumber), or just wear n tear of property (slab leak in poor location, sewer pipes rotted out (one unit this month), roof, foundation issue, etc.).  

Water leaks, problems under the trailer ie insulation falling, a tub cracking, a new roof, frozen/cracked pipes (usually in January- and plumbing companies simply will not respond to mobile homes), rotting siding, bad exterior doors etc. 

There were wet clothes in the bathroom floor and clothes and dirty dishes and rotting food all over the place. 

He's lucky there weren't mountains of rotting garbage to deal with. 

The wooden cabinet holding up the sink begins to rot.

Plus, if they run into something unexpected (rotting floor boards under the flooring for example) it can take longer to get things done.