I would probably take the risk at $500, but $1k feels more of a ripoff like most guru programs. don't waste your time if they don't meet your criteria there is ZERO chance they will meet this guys.. remember they make their money with you folks dreaming of making money and paying for the dream.. 

If I were ever forced to take Section 8, I would start selling off anything I had in that jurisdiction.

This is much lower than the costs associated with refinancing.Benefits of Mortgage RecastingLower Monthly Payments: The most immediate benefit is a reduced monthly payment, which can free up cash for other financial goals.Save on Interest: By reducing your principal balance, you’ll pay less interest over the life of the loan, potentially saving thousands of dollars.No Credit Check or Appraisal: Unlike refinancing, recasting doesn’t require a credit check, income verification, or home appraisal, making it a quicker and simpler process.Keep Your Current Interest Rate: If you have a favorable interest rate on your current loan, recasting allows you to maintain it while still lowering your payments.Drawbacks of Mortgage RecastingRequires a Lump Sum: Not everyone has the cash on hand to make a significant lump sum payment, which can make recasting inaccessible for some homeowners.Doesn’t Shorten Loan Term: While your monthly payments are lower, recasting doesn’t reduce the length of your loan.

Quote from @Benjamin Blunt: What are the best strategies or tools that you use to find Off-Market Properties?

My name is Zahra Latif, and I specialize in finding deeply discounted, off-market properties for real estate investors.

But I would have the HELOC paid off.

As for income verification, I require the applicants two most recent paystubs and if self employed I need their most recent tax return.

Just sell and pay off that loan or two.

Be diligent in your application process and verification. 

I want to reach out and get feedback on where I would be able to find off market self storage facilities and how to approach the owner?