Probably not enough the IRA to own real estate given reserves needed and such.

Depending on the seller, you may sweeten the deal, by letting them know that they don't immediately need to cash out, or can partly cash out.

It will depend on your preferences and how well you think you will tolerate having a room mate as you approach a new life with your partner.

Quote from @Arvand Sabetian: Depends on your unit and size.

No real estate needed.  

@Anita Z.I recommend finding an accountant who specializes in real estate taxation, tax planning and financial planning.

I would still do due diligence such as whole property inspection, lead inspection (depending on when the property was built), appraisal, etc. 

I've read many of the BiggerPockets books like - House Hacking- Flipping- Estimating Rehabs- Multifamily Millionaire Book I and II- How to Invest in Real Estate with Low or No Money Down- Investing from a Distanceand even some outside of themand have been wanting to do something in Real Estate for awhile.

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