They give the benefit of instant liquidity and being able to sell them when you need the cash.

And I suspect their E and O will kick in if this money is lost  just sayin..

Most commercial lenders do not require any seasoning for that entity which means that you can create an LLC and use that entity to purchase the property immediately as long as you have the proper documents.

This could allow you to use the full amount for purchasing real estate without needing to sell your stocks outright and incurring significant tax implications.

@Eric E.

Here is the link: https://www.realtor.com/rentals/details/124-E-Durant-Ave-Apt...

I think the big question is how badly do you want to keep the extra $50k liquid?

Quote from @Derrick E.: Really depends on what they are looking for as well as long term plans.

Some rehab loans offer 90% of the purchase price and 100% of the rehab costs.

My current agent suggested if it made sense financially, to do some rehab work to get the properties rent-ready, but I do not have the liquid funds to do so and sell these as-is.