But that's just me, maybe your market can tolerate higher nightly rates.....I agree with Bruce.

However, some amenities consistently deliver high value because they attract more bookings, increase nightly rates, or result in better guest reviews.

If you need to do something to help you sleep at night, then do the umbrella policy. 

Check their occupancy, nightly rate and amenities.

Also we've averaged about 10-15 nights of occupancy over the last few months. any input appreciated. 

They average 4-5 night stays, keep in mind im not in a vacation hot spot.

With proper tenant screening and systems in place you can absolutely be a successful landlord.

Ok, so I see this might have been a design flaw in the original build so there isn't much you can do unless you rip it all out.You could have it all scoped and see what's what so you can get an idea of what you are dealing with.You could comp the guests a night.

Post pandemic, the secret is out and investors can no longer 'simply' operate a nightly vacation rental in most cities and regions.

A great lake front home doesn't have to cost a mint but it sounds like you want something that is really fantastic which will bring a higher nightly rate.