Really enjoyed reading this — super practical take on running a lean, profitable wholesaling business today.

For one thing, what is the desired profit that you are looking for. 

Should split roughly $80,000 profit 4 ways.

The Deal: • Single-Family Fix & Flip in the Midwest • Purchase Price: $250,000 • Rehab Budget: $50,000 • ARV: $375,000 The Funding Structure: • Loan Covered: 90% of purchase + 100% of rehab • Total Loan: $275,000 (capped at 75% of ARV) • Term: 12 months, interest-only payments • Closing Timeline: 10 business days Client Cash to Close: • 10% down on purchase = $25,000 • Closing costs + points ≈ $8,500 • Legal/Appraisal Fees ≈ $1,500 • Total ≈ $35,000 Out of Pocket Monthly Carry: • ~$2,520 interest-only payment (plus taxes/insurance) Exit Projection: • ARV: $375,000 • Loan Payoff: $275,000 • Selling Costs (~8%): $30,000 • Net Profit ≈ $55,000+ For this client, we made sure the financing aligned with their exit strategy so they could move quickly on the property and keep more capital free for future deals. 

Which is nice, but then comes income tax on the $8k at my personal rate killing most profitability. 

Hi @Victoria OHare, in our fund we balance cash flow vs. taking profits every month.

They saw multiple before and after projects and what profit was earned.

.), then you would split the profit 50/50 as a partnership.Your partner would buy the property in an entity he controls 100%, and there would be a partnership agreement between you and that entity.

If we sell for $135K as expected, after lender fees, interest, and selling costs I’m looking at ~ $22.2K profit — roughly an 89% cash‑on‑cash return in ~ 90 days!!

I estimate total construction costs will be around $1.3M–$1.4M.His initial idea is for me to cover the construction costs, and then we split the profit once the project is sold.How would you recommend structuring this deal?