That said, the construction is slowing, and I believe Huntsville’s population growth will make this a good investment over 10+ years.

Hi, you seem like a potentially good candidate for DSCR Loans, a loan product that was essentially designed for exactly this - investors that want to build a portfolio relatively quickly and not be slowed down by DTI requirements or other hassles from conventional options.Would be glad to help, also check out this 12-part series published here on BP on everything you would ever want to know on this loan option!

And I think a lot of companies will realize that productivity is generally higher in cooler climates.

I regularly get sent underwriting on value adds in excess of 20%.I do not do work intensive value adds to flip so my acquisitions have slowed significantlygood luck

I don't want him to be my brokerage sponsor because he will want me to look at MF deals, which has extremely slowed down in the past few years.

Some markets and I have heard the FL is incredibly slow.

Just make sure you are saving towards those slow months during the peak months, buy a deal at the right price (don't overpay just because its a turnkey STR or you think it will make more money than projected), and look into ways to increase bookings during those slow months with some marketing and operation tweaks. 

Always good to know of other companies who provide products and services!

Slow start but hoping to gain momentum.

You would think that with all that income, they would let you use the product for commercial use.