Jacob Dalton
Should Cook County be a "No Go" Zone for Single Family Rental Investment?
22 January 2025 | 12 replies
You purchased the home as your primary.
Apryl Skahill
How to get spouse on board?
26 January 2025 | 18 replies
I’m not entirely sure I’ll ever be able to get her on a mortgage because she’s just so adverse to having debt.
Jared Carpenter
Phoenix SFH/MF/flipping contacts
24 January 2025 | 6 replies
I currently broker LIHTC multi-family for a large firm coast to coast and am also interested in MF in the Arizona submarkets as well, and will eventually invest on that scale - I just figure breaking into the state through SFH flips may be a more risk adverse way to understand the pros and cons to phoenix submarkets.
Michael Lynch
HELOC In 3rd Lien Position Question
4 January 2025 | 5 replies
Did you ever find a solution for a 3rd position heloc?
Marc Shin
Changing my primary mortgage to a HELOC
30 December 2024 | 5 replies
I would say for most people, the 1st position heloc is no a good bet, especially if you have a 1st mortgage rate of less than 5%.Using this strategy with a 2nd position heloc can be just as powerful, so you can have your cake and eat it too!
Ven Bud
Rookie question on negative cashflow investment
13 January 2025 | 7 replies
Quote from @Ven Bud: After hearing to lot of bp episodes on negative cash flow, I have a question.I am currently living in my primary residence and planning to purchase an investment property, and obviously it is going to be a negative cashflow (bay area), but I am of the opinion that as long as the rent on the investment property is atleast going to be greater than my current primary residence mortgage it can still considered as positive cash flow investment.The investment property is going to be in a much better location (for office commute, bay area proximity) than my primary residence.
Kayla Elliott
What is the best loan strategy for this buy and hold?
23 January 2025 | 6 replies
She is not in a position to lend a personal loan to me.
Peter W.
Wall Street Thinks U.S. Homes are Overpriced
16 January 2025 | 2 replies
They get a higher return since they are covering housing cost, have the $250k per spouse primary residence deduction in gains, is a savings account, higher leverage position, lower interest rate possible, will pay more premium for location, etc.House might be overpriced for REITs but not for home owners.
Gregory Fluharty
House hacking setup: Refi current primary and split occupancy
6 January 2025 | 5 replies
If your wife and kids aren't moving in with you, then it's not your primary.
Joshua Parsons
Really long distance investing (International)
19 January 2025 | 46 replies
Can still use the $250k primary residence deduction per spouse on capital gains.