Right now, you have a property with a great equity position, solid cash flow, and cheap debt (interest rate is low). 

Positive Cash FlowImmediate cash flow isn’t always possible in growth markets.

This creates a large negative equity position.  

A&D has a 2nd position DSCR but not revolving - installment only.AO has a HELOC but self-employment documented for 2 years is required. 

There is almost no scenario where a condo would ever positive cash flow while servicing debt, and very little positive cash flow with no debt.If your budget only allows for a condo, find a better place to put your money to work.   

How do others manage to create positive cash flow from MF properties with debt?

For the most part, due to interest rates, breaking the 1% cap rate still won't provide positive return after expenses.

@Tiarra DelaneyYou're in a strong position to grow, and focusing on cash flow and equity will guide your decisions.

where can we find places-websites to analyze areas that will provide positive cash flow?

This deal doesn't meet the 2% or 50% rule of thumb, but it has positive cash flow and is in a growing market, according to the latest 2024 Top 100 data from BP.