Always keep record of where you told your insurance company that the property was being used for STR.

The state also requires that companies list the language you posted on every policy document.It's very important to note that just because a carrier is Non-Admitted, it does not mean it's any better or worse of an insurance company than an Admitted carrier.

Does anyone have a good effective 3rd party mailing company to send mailers direct to seller?

@Dwight HenningRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

Personal Liability: For claims due to Bodily Injury or Property Damage that you becomeLiable for and which is covered under the policy. Companies

I appreciate all of the detail but what information was provided to the agent that wrote the policy?  

@Kyle Carter People hit on the obvious, hype and excitement of a large name company like apple moving to an area. 

For full protection, your mortgage company will likely still require you to carry a landlord or dwelling policy.

Just make sure you take your policy to the brokers so they can do a direct comparison.Maybe hit up your primary home insurer to see if they offer a STR policy.

@Zara Massoud a PMC has two options to get liability insurance (tenant slip & fall) protection:1) Get added to owner's policy as Additionally Insured (NOT named insured).2) Setup a master commercial policy and add every property they manage to it and then charge those owners the cost of the policy.Otherwise, a PMC CANNOT get liability coverage on a property they have no ownership interest in.So, nothing wrong with their request.