I have a feeling Florida will catch up soon after these last storms. 

The tenant understands that the property of the Tenant is not insured by the landlord for damage or loss of any kind (action of third party, fire, water, theft, vandalism, storm, heat or cold, electrical damage, pests, mold, accident, etc.), and the Landlord assumes no liability for such loss.

Funny story: my son the rock climber was in the Seattle area a few years ago when they had a massive snow storm with more on the way.

Of course, live wherever you want, if you see that storms are becoming difficult, it is easier to sell one home and move.

It occurred to me today that I've never asked about umbrella insurance claims.I’m particularly interested in real-world examples where this type of policy came through during:Property damage (fires, storms, floods, etc.)Liability claims involving tenants or third partiesMajor unforeseen eventsIf you’ve ever had to file a claim and your umbrella policy saved your bacon, I’d love to hear:What happened?

I am sorry that the storm that passed through just prior to your stay required emergency roof repairs. 

I wholeheartedly believe in the end you will come out ahead, but you must be prepared to weather potential storms with the strain of limited to no cash flow, which can be challenging. 

The data plans are reasonable ($50/month) and the service seems like it would be more reliable through storms and outages. 

Pretty easy to get a $6,000 to $10,000+ sewer dig up and replace cost if it's a perfect wide-open area.

It really sucked, but we had to have "reinspections" done on most of our deals in progress due to those storms.