Does anyone know if I can take a withdrawal from an inherited ira and within 60 days send the funds to be added to an existing IRA I already have? 

Why not take out a loan from the equity to pay off that debt?

My problem i is my market is super expensive if I stay in the nyc area and I don’t have the confidence since I don’t have any actual experience to invest out of state do you guys think paying off my mortgage would be more beneficial than looking for more rentals .

All rents you get from this property has to go back into the SDIRA but if you get a 20 year mortgage (that the rent can cover) and can pay the rental off by age 65 you will have turned that $90K into several hundred thousand’s of paid off real estate.

My suggestion would be to cap your utilities at a certain amount and have Tenants pay anything over that amount.That will help you manage your expenses, and also allow Tenants to gage their usage each month, and make adjustments if they don't want to go over the allotted amount.As far as collection, provide the bill showing any overages and just have them pay for it along with their rent. 

If you are determined to pay one off, then pay off the lowest balance first. 

Going to try out PayRange, the Shine Pay is slightly more expensive and the one quote about the 20 units appears to be from shinepay as it is the only qoute they ever made... not sure which is better but both look like good options

Unless you have a Roth, you can easily pay much more in taxes by investing in real estate through an SDIRA.

You’re up 40% over your withdrawal plan.

So for example; if you pay $500k for a rental and $400k is building value.