Maybe seller holds a 2nd, maybe partner with someone, maybe get some F&F (friends and family) money, maybe offer a higher rate for the 2.5 years the 2nd is outstanding. 

@Benjamin CarverThat was an OUTSTANDING post.

I landed off of Highway 64 between Cashiers and Highlands - so good proximity to both without a daunting drive to get to a great view. 

You also mentioned an unpaid water bill, so be sure to deduct any outstanding balance from that bill as well. 

Keeping a 2.99% rate sounds great, but it may be costing you thousands of dollars if you are in the double digits with your other outstanding debts.

Water and sewer about 200 yards away.  1 mile to the main highway.  

Are there any other outstanding debts between you and your wife?

"I'm willing to cancel the eviction so it doesn't reflect on your record if you vacate on x day and pay x toward your outstanding balance"Most tenants are unaware of the long-term consequences when they have an eviction on their record.

Some info that would be helpful to know would be the value of the house and outstanding mortgage amount.Yeah, I’ve been trying to rent out the other room, but I’m not sure how to market it without the hassle of having two different roommates.

Would like to see if he satisified his outstanding promissory notes.