I've had this line in my profile for like 5 years.

Peter Lohmann’s newsletter is a solid source for staying on top of national trends; I’d recommend subscribing if you haven’t already.In Texas, I’ve noticed increased activity, especially in the Dallas-Fort Worth area.

I was able to figure out that they had come upon some hard times and were significantly low on cash.

Generally yes a HELOC will go off your personal finances so qualifying is generally based on your income, liabilities, and credit. 

A self-directed IRA or 401k can be a great vehicle for loaning money to others without getting hit with taxes on the interest income.

Most banks won't want to come in with a line of credit that is second lien on the property.

There's also free services for tenants to pay their rent online which include some light accounting features.

@Alan Mills You mention contractors not keeping a time line , not General Contractor . 

What if you turn on water and it goes everywhere.

I currently don't show income and just left my other place of employment. I am self employed but want to build a spec home using the equity in my house as collateral. I currently have about 420k in equity. Are there o...