Thanks, 1st post, I cant believe I haven't used more BP in my investing career thus far, so much valuable info! 

Recommendation on how to find a honest,  agent in the Cleveland,Ohio area. 

What are your thoughts between Cincinnati vs Columbus Ohio? 

I have been seeing a lot of talk about Ohio (Columbus, Cincinnati, Cleveland), so I wanted to reach out for some advice.

I shopped all of my state's CU last time so I only called the top few this time around, it does seem like the best way to go about things.

I've seen investors succeed both ways.If you're looking at Ohio markets, I recommend checking Columbus OH. 

A lot of out of state investors see super cheap houses on Zillow and don't look at why they are so cheap.

It's tempting early on to leverage as much as you can so you can do more deals and keep liquidity, but increased cashflow especially with PMI will make you sleep a lot better at night.

Hey @Joel Oh, So what the salesperson said could be accurate but for the fact that this is not for personal use.Tell me, would you want to get into a tub that had been used by 20-50 other people because they didn't change the water or do any real cleaning?

We are looking to invest in multi family properties in Dayton, Toledo, Cleveland or Columbus Ohio.