Not every STR has to be a 4 Seasons and even those I've waited on service before and it's not like someone was breathing down their neck waiting to revoke their hotel license when it happened. 

🏡💥 Tesla Cybertruck ExplosionA tragic incident occurred outside the Trump International Hotel involving a Tesla Cybertruck explosion, resulting in one fatality and seven injuries.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

@Lake Lutes is in your neck of the woods and can assist you with identifying rental properties.

I get sued for her injuries.

*Cracks neck* Well, it's a journey for sure.

Unfortunately, my service was cut short due to an injury during deployment, which required spine surgery.

In terms of the illegal 1 bed cottage... so this isn't uncommon in my neck of the woods (NYC) in terms of something similar (basement apartments, garage apartments, etc.) 

Congratulations on your rating and I'm sorry for the injuries or ailments you are going through due to the disability.

Construction is mainly CMU, Concrete, and Steel (at least for my projects), and there is a bottle neck of those resources as only few supply the area.