@Brice Alef-Torrisi, there's lots of different ways to skin this regarding entity structure and financial account structure.

I've consistently written about the forces of nature and her current and future effects on the real estate market (even while often being ridiculed and politicized on this very site for it) regardless: I personally moved and invested in coastal Oregon in 2018 from Venice Beach Los Angeles partly as a result of the trajectory of climate and have assisted several clients that specifically purchased on the Oregon Coast for their own 'climate havens,' investment and future retirement homes. 

After some research online, I am reading that the cost per square foot on a gut renovation of this nature in Stamford CT is anywhere from $150-$350, which is ultimately not very helpful, because at $150 per sq ft, this is a very appealing project with a total profit of ~$175K (46% ROI) and at $350 per sq ft, it very much isn't, because it would be a net loss of 83K (haha).QUESTIONS:What can I do refine my estimate a bit given that I am not allowed to a formal inspection on the property? 

@Kyle DeboerEveryone is going to want to see some skin in the game.

I like a navy, darker blue, charcoal or Teal but it really depends a lot on lighting, natural light and how big the kitchen is.   

I wouldn't be opposed to having a little skin in the game (closing costs, inspections, etc) I would be living there paying market rent and doing the improvements myself.

Meaning if one partner initially contributes 60% & the other contributes 40% then that would naturally give you a 60/40 split2.

One can do lending of a commerical nature in about 32 states legally the others you need to be an MLO and NMLS registered.

You will then naturally refine your approach as you get feedback from results.

It is naturally insulated and it captures passive heat with strategically placed windows.