More info on DSCR loans: DSCR loans won't use your income to underwrite the loan.

Each lender gave me a different answer about the terms of the loan such as required down payments, max loan amounts, and a few other things.

How hard is it for a person with high credit score but no income, retired to get a loan?

PM me and I can send you the contact info.Regarding the 203K contractor, I am going through this process of trying to find a reputable GC that has proper documents, license and insurance required by HUD & lender AND is willing to do 203K.  

Quote from @Raymond Whitley: Not sure if Goosehead is in your area, but a broker like someone at this company can really help you in challenge times for insurance like this current market with so many carriers dropping out completely or raising rates on everyone. 

If you are going to have trouble with sub to, it will from your insurance company, so I'd tread lightly for sure.

Remember the lowest price is not always the best when it comes to insurance!

I use Auto Owners Insurance.

Maybe paying off credit card debt or other debt on your report to reduce the minimum payments, increasing the downpayment, finding a house that doesnt require HOA or flood insurance (if applicable), etc.

Today question is Universal Life Insurance (provider,) I am looking recommendations for companies that work with real estate investor?