I can't name a single state that requires the disclosure of insurance claims.

Rumor has it that SC is trying to require state licensure for commercial lending as well.

For example the license should not only have a cost but also require at least some compliance training targeting some of the most common issues/complaints.

I’d say focus on getting new job and tending to your new family.

Quote from @Abhijit Roy choudhury: Financial Crime enforcement Network, requires reporting of Beneficial Ownership Information filing by 01/01/2025.Does this apply to us, Rental LLC owners.

So, I also require that :Monthly Rent + Monthly Debt Payments <= Gross MONTHLY Rent * 45%This is similar to how mortgage qualifications work by considering the applicants' debt loan along with their housing cost in relation to their income.

that isn’t subject to higher down payment requirements or higher interest.

There is nothing about how long you need to occupy the property for.So unless our lender puts a demand on us I see no problems legally in occupying each property for any amount of time to fulfill the requirement, then rinse and repeating this process up to our full entitlements, so long as the lender is willing to keep giving us loans.

I have some news for you, FHA does NOT require a 1 year work history!

That 2nd requirement is  what makes it close to basically impossible with a W2 job.