The energy company is targeting power back up by Friday, except for inaccessible areas. 

Common mistake by those new to real estate but this 45k in equity in accessible.

In both cases, the product has more or less folded or become inaccessible.

As property insurance sky rockets and becomes inaccessible on the coasts, 80-100 million Americans are projected to be on the move into the Great Lakes cities and towns over the coming decades. 

I'm a Real Estate Licensee who works in a very remote, fly-in access-only community.

One thing that wasn't mentioned is that the road leading to many of the homes often floods making a good portion of the rental homes inaccessible during storms & also resulting in early evacuation due to storm threats. 

Now with all this being said were you on some inaccessible hillside or any crazy things we need to know about making tear down and removal beyond challenging?

That can either lead to possible damage OR merely make your place inaccessible.

Therefore, it's your cost to repair.I don't disagree, however, the area where the rot occurred is inaccessible from my property.

Keep in mind if you are looking to purchase a primary residence, credit score plays a greater role in access to credit.