Not all background checks are the same—many instant or cheap reports miss key red flags like evictions, judgments, liens, and even identity fraud.A thorough screening process should include:✅ ID Verification – Confirms the applicant is who they claim to be.✅ Judgments & Liens Search – These no longer appear on credit reports, so a separate search is key.✅ Eviction & Rental History – Past behavior is the best predictor of future behavior.✅ Criminal Background Check – A nationwide search helps flag potential risks.✅ Verified Income Data – Looking at actual bank deposits prevents reliance on fake pay stubs.Skipping proper screening can lead to costly tenant issues.

If the applicant is truly employed, there shouldn’t be a reason to avoid verification.A tenant who resists standard verification steps could be hiding something—whether it’s unstable income, job misrepresentation, or even identity fraud.

They also don’t verify identity, making it easier for applicants to use false information.A more thorough screening process goes beyond a quick database pull.

While STRs often have quicker turnover, screening can help reduce issues with property damage, chargebacks, or problematic guests.If you're concerned about high-risk guests, you may want to use a third-party screening service that pulls comprehensive reports, including identity verification and past rental behavior.

A quick, instant report might miss evictions, judgments, or even identity fraud, which could put your property at risk.

.✔ ID Verification – Confirms each applicant’s identity to prevent fraud.✔ Judgments & Liens Search – Since these no longer show up on credit reports, a separate check helps uncover past unpaid debts or landlord disputes.✔ Eviction & Rental History – One bad roommate can disrupt the entire house.

Two identical homes located next to each other would come up with the same value, even though House #1 was just renovated to a very high standard and House #2 hadn't ever been renovated since it was built in 1949.I always tried for an identical (or nearly so) beds, baths, sq ft of living area, garage and acres. 

Following this discovery, he promptly contacted his attorney to dissolve the LLC.Additional Questionable Entities:Dogwood Capital InvestmentsM&M Capital Finance LLCKey Takeaways:Conduct Thorough Research: Always verify a company's registration with state and local authorities.Scrutinize Documentation: Examine identification and corporate documents closely for inconsistencies.Verify Contact Information: Ensure that all provided phone numbers and addresses are legitimate and connected to the entity.Be Cautious with Payment: Avoid wiring funds without extensive verification of the recipient's identity and legitimacy.While the majority of direct and private lenders operate ethically, even a single fraudulent interaction can damage your reputation and finances.

Many instant reports miss evictions, judgments, liens, and identity fraud, which could put your property at risk.✅ ID Verification – Confirms applicants are who they say they are, reducing the risk of fraud.✅ Judgments & Liens Search – Since these no longer show on credit reports, a separate search can uncover past unpaid debts or legal issues.✅ Eviction & Rental History – A verified report can flag prior evictions and rental payment behavior.✅ Criminal Background Check – A nationwide search helps identify potential risks.✅ Verified Income Data – Looking at actual bank deposits rather than pay stubs prevents applicants from using fake documents.For pricing, Stessa can help track income and expenses, monitor cash flow, and collect rent.

Some services miss key red flags like evictions, judgments, liens, and identity verification.