Personally, I love working with distressed properties, especially foreclosures.

Hey all, I currently have a new home being built that I would like to keep in my personal portfolio.

Is there a point of contact person/business that handles all home investor concerns (general contractor, engineer, etc.)

It is DSCR based and no personal tax returns are required to qualify.

Credit checks tell you some sense of how they handle their money.

.✅ More Control – You’ll personally handle tenant screening, rent collection, and property upkeep, ensuring everything is done to your standards.✅ Stronger Tenant Relationships – Being involved directly allows you to build rapport with your tenants, which can lead to better communication and longer leases.Cons of Self-Managing❌ Time-Consuming – Dealing with maintenance requests, late-night emergencies, and tenant disputes can quickly become a second job.❌ Legal Risks – Chicago has strict landlord-tenant laws.

Generally, I would recommend not making any such changes to your leases and the way rent is handled for humanitarian reasons. 

So I’ve read that unbrella insurance providers require you to use them for car and home. I am a land lord but don’t own my residence.What are my options?

I would never own rental properties in my personal name.

I personally do not have experience managing rentals.