I have found that frequency of bookings and reasons for traveling can be different for each guest.

For most, this isn't a realistic option so they update some of the most important regions themselves and copy the data from other providers where they don't have coverage.This is a big problem with these big consumer-grade real estate analytics platforms—you don't really know the source of that data, its frequency, etc.

Depending on the lender (bank or alt. lender) you have to look at origination fees....points, doc prep, interest rate, frequency draws are allowed/min. draw amount allowed per request, interest payments vs. interest reserve & whether interest reserve is capitalized to fully understand the true cash requirements.

Lending and insurance are based on predictability and without question the frequency and size of losses will continue to eclipse prior records.

Also, for the variable rate, that can sometimes be mitigated by caps in frequency and/or basis points.

Additionally, the presence of POHs vs TOHs introduces further operational complexities and elevates overall costs due to increased maintenance and management responsibilities.However, without detailed information regarding the specific septic system configuration (gravity, pressure distribution, mound, cluster, etc.) as well as the system's age, historical performance, and required maintenance frequency, it is challenging to derive a precise expense ratio.

Ask your lender about their recast requirements (payment amount and frequency).

If you have any significant loss issues (frequency / severity) due to wind/hail in the recent past, you could see this minimum deductible set at $15,000 - $25,000 (per building). 

Depending on the number of properties you manage and the frequency of your expenses, it's important to update it at least every two months.

I will mention that a hot tub could really increase the frequency of bookings.