Are there other options that could be better for a construction to perm loan (not through a traditional bank)???

SF as in San Francisco? 

@Louis Hamilton,If a HELOC doesn’t work, you might consider these options:1.

Fannie & Freddie could be a great option for you but they have some strong requirements, Net worth, experience, liquidity, DSCR just to name a few.Happy to connect & see if that product could be a good fit for you.

Quote from @Francisco Pila: Quote from @Heidi Xu: Investment Info:Small multi-family (2-4 units) buy & hold investment.

The more cash on hand the more options.

One of the key challenges I’m facing is understanding the financing options available to someone without Canadian residency or a local credit history.From my research, it seems that a 35% down payment is often required, with interest rates around 7.5-8.5% for non-residents.

I don't see it as an issue but many still do, at least in my small town where the majority of renters are elderly people looking for low maintenance housing options.

I’ve considered the following options:1.

We’ve found a great option for us in Tennessee with a cabin (currently used as a str) and a mobile home.