Of course you know that you can get another job to save money, but my guess is if you get another job-the ex can take you back to court and take some of that too which defeats the purpose. 

Or, I’d have to get an extension of the closing date, which kinda defeats the purpose/competitive edge of a cash offer.

All this fancy mumbo fha guideline gumbo means is that your projected market rents assuming all units, if it were rented Times 75% need to be greater than what your monthly payment is  (PITIA = principal/interest/taxes/insurance/assessments monthly), other wise FHA will not lend at that loan amount so common solutions to this when rents are too low in your local market are to put more money down payment which defeats the whole purpose of low 3.5% down FHA doesnt it?

I could keep a limited amount of money in Baselane accounts, and constantly transfer in and out, but that sort of defeats the purpose.

Buying a property to house hack with an LLC basically defeats the purpose of doing it.

Needless to say, I was defeated.

The blowup doll sits in the corner looking defeated as well.

That leaves a paper trail and defeats the purpose of having a WY LLC. 

Or maybe I'm way off base and the modern day Einsteins of Marco/Alex, and Tai were going to defeat low-cost on-line shops like Amazon/Wal-Mart and TEMU.

Defeats any chance at anonymity!