If you have $50k or less, you can partner with someone who brings other strengths—like experience, time, or creditworthiness.

This is because real estate is capital intensive and lack the cash to buy larger assets or credit worthiness.  

Unless one of the officers or owners of RAD needs a new house in which case the company has millions available to issue that highly creditworthy individual investor money at below-market interest rates right out of the corporate coffers.

This is because VA loans are tied to the borrower’s personal ability to repay and require a creditworthiness review.VA Entitlement Consideration: If you’re assuming a VA loan, the original borrower’s VA entitlement may remain tied to the loan unless you’re a veteran eligible to substitute your own entitlement.2.

Many lenders and vendors rely on D&B scores to evaluate creditworthiness.2.

Unless a loan is assumable few if any lenders are going to agree to this because they have no way of knowing if you are credit worthy, as the seller was the one who was vetted. 

I want to scale, but not sure how to develop my strategy.I have a $200k HELOC and excellent credit worthiness and high income from my day job.

If you are looking for loans on real estate or a business lenders don’t necessarily care about the credit history of the LLC - they care about the performance of the asset and your creditworthiness since you will most likely have to sign personally.I have established multiple LLCs just days before closing on large loans for different assets, those particular entities barely existed and the banks did not care.If you are talking about pulling a business line of credit (like a HELOC, but against your business equity) then the banks like to see some history of revenue.

How do you verify the creditworthiness or ability for the students (or their parents) to pay the rent?

If you see WSJ Prime + anything less than a point  it usually means the bank has a great deal of respect for your creditworthiness, really wants to fund your project or combination of both.