I have probably gotten between a hundred and two hundred loans within the past 8 years and I have learned some things along the way that make getting loans easier and harder.

For an SBA hotel loan, the SBA may guarantee say 30% of the loan and a traditional bank takes the next 50%...total LTV/LTC of 80%...will vary by business but it's higher/better than the previous replies (otherwise, you would just get a traditional commercial loan without the SBA involved). 

I would like to purchase a three or four Plex and live in one of the units.I understand I can use an FHA loan or conventional loan with only 3 to 5% down in order to get into the property however I live in a very expensive area and the properties I am looking at are currently 700+. 

Does any lenders offer these DSCR loan terms?

These are the outstanding balances of loans to and from Partners and Related Parties.

To check if your loan is owned by either entity, use their loan lookup tools: Fannie Mae Loan Lookup Tool Freddie Mac Loan Lookup Tool3.

The Note/Mortgage for each loan states the dollar amount invested & the % of the total loan by name, for each investor. 

You can finance manufactured homes with a DSCR loan. the max LTV is 65% for both purchase and refinance.

I can get it with a DSCR loan now and would not live in it initially, but would want to eventually move into it 6-12 months down the road.

The big difference is DSCR loans are higher interest rates.