But I need a portal where I can do the following -Customize the tenant application  ( Cozy does not  allow me to customize)- Have tenant Upload Pay stubs, DL, etc. 

All things being equal, I would accept these applicants, but I would require them to pay a deposit equal to two months of rent.

What are out of state investors doing in Cuyahoga County if they don't have a property manager? Where do you find a LOIC? Is property management the only way to make this work?

The only example I can think of is that I asked an applicant questions about their credit report.

I have yet to have one late charge added to a tenant.   

Navigating the Surge in Rental Application Fraud: A Guide for Landlords and Property ManagersIn recent years, the rental market has experienced a troubling rise in application fraud.

Quote from @James Hampton: How about a quick check before you have to charge a screening fee? 

In the last few years, they've made illegal:-Rent controls of any kind-Limiting of fees or screening charges-The ability of HOAs to regulate STRs or LTRs in their neighborhoodThat's just the start.

The meters are rented and the monthly fee ($7.50) can be charged to the tenant on their statement. 

Use the top three or four discriminators so applicants can screen themselves.Then you need to have clear screening criteria yourself.